✈️ TravelSmarter
Japan · a mix of cash and card

Currency & Cash Culture in Japan

Japan uses the Japanese Yen (JPY) — a mix of cash and card.

Want the full guide? Get a PDF with cash and card tips for Japan — free.

✓ Save it for offline use, and see what else is worth checking before this trip.

Frequently asked questions

What currency does Japan use?

Japan uses the Japanese Yen (JPY).

Is Japan a cash or card country?

In Japan, a mix of cash and card. Despite its tech reputation, Japan is still surprisingly cash-heavy — many small restaurants, shrines, and rural areas are cash-only.

Should I exchange currency before I arrive in Japan?

Exchange rates at airport kiosks are usually the worst available — a local ATM after you land almost always gets you a better rate, and a small amount of cash exchanged in advance is only worth it for late-night arrivals.

Should I let my card charge me in US dollars or the local currency in Japan?

Always choose the local currency when a card terminal or ATM in Japan asks — "dynamic currency conversion" into your home currency almost always carries a worse exchange rate.

💳 Paying in Japan without the hidden markups

Banks and airport kiosks quietly add 3–7% to every exchange through worse rates and fees. A Wise account converts your money at the real mid-market rate, holds 40+ currencies, and comes with a card that works at ATMs and terminals in Japan like a local one — usually the cheapest way for travelers to spend abroad.

See how Wise works →

Disclosure: if you buy through this link, TravelSmarter may earn a commission at no extra cost to you. It keeps our tools free.