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Peru · a mix of cash and card

Currency & Cash Culture in Peru

Peru uses the Peruvian Sol (PEN) — a mix of cash and card.

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Frequently asked questions

What currency does Peru use?

Peru uses the Peruvian Sol (PEN).

Is Peru a cash or card country?

In Peru, a mix of cash and card. Cards work in Lima and tourist hubs like Cusco, but markets and smaller towns expect soles in cash.

Should I exchange currency before I arrive in Peru?

Exchange rates at airport kiosks are usually the worst available — a local ATM after you land almost always gets you a better rate, and a small amount of cash exchanged in advance is only worth it for late-night arrivals.

Should I let my card charge me in US dollars or the local currency in Peru?

Always choose the local currency when a card terminal or ATM in Peru asks — "dynamic currency conversion" into your home currency almost always carries a worse exchange rate.

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